Now, more than ever, speed, connectivity, and control take centre stage. Our lending solution is designed to live up to these growing expectations of lenders.
Our retail lending clients have launched a diverse set of loan types that includes term loans, working capital loans, BNPL (Buy Now, Pay Later) propositions, sustainability loans, car loans, and construction loans. The extensive configuration options in our platform allow you to create and manage a diverse set of lending propositions to serve your niche segments.
SMEs are the backbone of every economy, but access to credit remains a critical focus area. We empower SME lenders to enhance their services by incorporating a suite of financial solutions. Our SME lending propositions cover, amongst others, unsecured term loans, revolving credit, merchant cash advance (MCA), and revenue-based finance (RBF), providing small and medium-sized enterprises with flexible and accessible financing options.
fiveºdegrees offers configurability through both API integration and the user interface. Furthermore, users have the flexibility to initiate task execution, whether through API commands or the user interface.
Our lending engine streamlines the entire loan lifecycle, from creation and disbursement to term adjustments, payment processing, cost management, and write-offs. Experience efficiency in every aspect of your lending operations.
The loan product builder simplifies and streamlines the creation of highly customizable products, while retaining configurability. Utilizing the configuration portal, you can effortlessly create and manage loan templates.
Our platform proactively generates events to which clients can subscribe and define actions within the platform. These events are seamlessly channelled through the events hub within the account's engine. This architecture enables any external application to effortlessly subscribe to and consume the events, fostering a dynamic and interconnected ecosystem.
Ensure uninterrupted access to your data with our solutions. Recognizing the importance of impactful reporting, we've curated an open and granular data structure tailored for the banking sector. Our solutions seamlessly integrate standard reporting templates, providing a framework for insightful analysis.
Enhance your retail- and SME lending operations with highly flexible, cloud-native technology. Contact us now and we will get back to you!
Curious about how we can accelerate your digital transformation, or have any questions? Contact us, and we’ll be glad to get back to you promptly!
