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tomorrow's banking.
reinvented today.

A digital banking platform that
is reinventing banking. 

About us

Developing a digital banking platform to create banking as it should be. 
We combine state-of-the-art technology and sound financial knowledge to create unique digital solutions for today’s banks and for people who like banking to be quick and easy.


Our mission

Our mission is to provide banks and financial service providers with a way to bridge the gap between the old and the new world by adopting digitization and automation. We achieve this by implementing a flexible digital core banking platform on top of their existing legacy systems.


Our vision

Financial institutions face the greatest challenge in their history. They must adapt fast to an increasingly digital and connected world. Our vision is to combine state-of-the-art technology and sound banking knowledge to create a flexible, reliable and future-proof digital banking platform.


To develop our leading digital banking solutions, we work together with world-class product, technology, and services partners. To date, most of our implementation projects have involved working with one or more partners.

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From increasing efficiency and reducing operating costs to creating a state-of-the-art digital bank, we work with our clients to develop a solution that fits their individual needs. 

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Autonomy for everyone

We believe everyone should be free and independent in everything they do, anywhere, anytime


We combine state-of-the-art technology and sound financial knowledge to create unique digital solutions

Reliable & flexible

We work for today’s banks and for people who like banking to be quick and easy

Management team


Martijn Hohmann

Chief Executive Officer, co-founder
With a degree in Business Economics, Martijn has experience working in various fields of banking, including at Kempen&Co, ABN AMRO Bank and Landsbanki.

Marianne Tijssen

Chief Operations Officer, co-founder

Marianne loves to bring people together to create high-quality solutions, effectively and efficiently. Prior to five°degrees, she worked for almost 25 years at ABN AMRO.


Bjorn Holmthorsson

Chief Technology Officer, co-founder

A graduate of Reykjavik University, Bjorn worked as a software developer and successful IT director. He worked at Landesbanki Luxembourg before five°degrees.


Sheri Brandon

Chief Commercial Officer

Sheri worked for 16 years at ABN AMRO, and since 2009 she has worked for a number of global companies within the financial services industry.


Jeffrey Severijn

Chief Delivery Officer

Jeffrey graduated with a degree in Business Economics, before working in a number of business and ICT roles in the financial services industry.

Martijn Meijer

Martijn Meijer

Chief Financial Officer

During his career, Martijn has gained in depth experience in the financial services industry via different positions in investment banking and private equity. He worked for Rabobank, AlpInvest (Carlyle), Value8 and Karmijn Kapitaal. Martijn studied Business Economics and has an MBA from INSEAD.

Supervisory board


Loek van den Boog

A former key executive at Oracle, Loek has over 25 years’ experience in global technology environments, including enterprise software, telecoms and banking software.


Remco van den Heuvel

Remco founded 5square Committed Capital. Over the last 15 years he has managed several portfolio companies as supervisory board member and shareholder.


Hadewych Cels

Hadewych is a co-founder of Karmijn Kapitaal. Before Karmijn, Hadewych was partner at Plain Vanilla, a turnaround investment firm active in Southern Europe.

Willem Willemstein

Willem Willemstein

CEO of Velocity Capital Private Equity, a venture fund, Willem’s experience spans two IPOs, 40 M&As and a multitude of other business deals.