Enhance your lending operations with highly flexible cloud native technology.
Through °neo's configuration portal, you can easily create and adjust a wide variety of highly customizable lending products.
The °neo lending engine supports all functions needed during the lifecycle of the loan, including calculation of fees and penalties, updating payment and interest properties, handling arrears, creating payment holidays, and changing the loan terms.
You can simply integrate any API in your landscape to automate all your loan management, servicing and collections so you can focus on providing a seamless customer experience.
The loan product builder simplifies and streamlines the creation of highly customizable products without losing configurability. Through the configuration portal, you can create and manage loan templates.
°neo lending supports unsecured, secured and revolving credit loan types. Combined with extensive product configurability, a number of sub-types can be created to serve any lending need.
°neo lending provides loan management functionalities to support the full loan lifecycle, including loan creation and disbursement, term and interest changes, payment processing, cost management, and write-offs.
Data is easily accessible through the °neo Data module, can be pushed to a Datawarehouse. It provides you the customer, product, and platform data that you might need for your reporting.
All °neo lending features can be managed by API. You can join the °neo developer portal and get public API descriptions, cookbooks and more.
°neo lending generates events on the actions performed by the loan system. You can easily post events while any other application can subscribe and use the posted events.